Re: Liability Insurance
Don Foley
Description
Collection
Title:
Re: Liability Insurance
Creator:
Don Foley
Date:
7/10/2006
Text:
Happy Monday,
In response to Barbara Boutin's email, just a quick FYI about HPSO and
the insurance product they offer:
HPSO does not have Professional Liability specifically for O&P, but a
generic incidental PL that may or may not cover 'individual O&P
practitioners' (it is actually written for Pedorthists). They do not
cover companies, and do not cover more than one person.
Also, this program for individual clinicians is a Professional Liability
policy only. No Products Liability, no General Liability and no Property
coverage. That right there makes it inadequate for any business owner.
Again, it is a stand-alone Professional Liability policy for individuals
that need to protect themselves.
The program is for different types of clinicians who have to buy an
individual policy for themselves even when their companies have a
corporate policy (such as with DME, where nurses and RT's have to do
this).
Last but not least, it is written with CNA who used to be in the O&P
market (as well as medical in general) but withdrew six years ago and
has no interest in writing medical home care companies or O&P practices.
Hope this helps.
Don Foley
Cailor Fleming Insurance
800.796.8495
-----Original Message-----
From: Orthotics and Prosthetics List [mailto:<Email Address Redacted>] On
Behalf Of Barbara Boutin
Sent: Friday, July 07, 2006 10:04 AM
To: <Email Address Redacted>
Subject: [OANDP-L] Liability Insurance
Happy Friday,
I am not happy with the company that we are using for practice liability
insurance.
Besides JLT services, who are people using for liability insurance,
practicing in the USA,
Thank you in advance.
Barb Boutin
Orthotic Specialists, Inc.
51 E. Monterey Way
Phoenix, Arizona 85012
602-263-1010
Fax 602-263-7473
This email, including attachments, is covered by the Electronic
Communications Privacy Act, 18 USC 2510-2521, and the HIPAA privacy
regulations and, as such, is confidential and may be legally privileged.
It is intended for the use of the individual or entity to which it is
addressed and may contain certain information that is privileged,
confidential, and exempt from disclosure under applicable law. If the
reader of this email is not the intended recipient or agent responsible
for delivering or copying this communication and attachments, you are
hereby notified that any retention, dissemination, distribution, or
copying of this communication and any attachments is strictly
prohibited. If you have received this communication in error, please
reply to the sender that you received it in error, then delete it. Thank
you for your cooperation.
In response to Barbara Boutin's email, just a quick FYI about HPSO and
the insurance product they offer:
HPSO does not have Professional Liability specifically for O&P, but a
generic incidental PL that may or may not cover 'individual O&P
practitioners' (it is actually written for Pedorthists). They do not
cover companies, and do not cover more than one person.
Also, this program for individual clinicians is a Professional Liability
policy only. No Products Liability, no General Liability and no Property
coverage. That right there makes it inadequate for any business owner.
Again, it is a stand-alone Professional Liability policy for individuals
that need to protect themselves.
The program is for different types of clinicians who have to buy an
individual policy for themselves even when their companies have a
corporate policy (such as with DME, where nurses and RT's have to do
this).
Last but not least, it is written with CNA who used to be in the O&P
market (as well as medical in general) but withdrew six years ago and
has no interest in writing medical home care companies or O&P practices.
Hope this helps.
Don Foley
Cailor Fleming Insurance
800.796.8495
-----Original Message-----
From: Orthotics and Prosthetics List [mailto:<Email Address Redacted>] On
Behalf Of Barbara Boutin
Sent: Friday, July 07, 2006 10:04 AM
To: <Email Address Redacted>
Subject: [OANDP-L] Liability Insurance
Happy Friday,
I am not happy with the company that we are using for practice liability
insurance.
Besides JLT services, who are people using for liability insurance,
practicing in the USA,
Thank you in advance.
Barb Boutin
Orthotic Specialists, Inc.
51 E. Monterey Way
Phoenix, Arizona 85012
602-263-1010
Fax 602-263-7473
This email, including attachments, is covered by the Electronic
Communications Privacy Act, 18 USC 2510-2521, and the HIPAA privacy
regulations and, as such, is confidential and may be legally privileged.
It is intended for the use of the individual or entity to which it is
addressed and may contain certain information that is privileged,
confidential, and exempt from disclosure under applicable law. If the
reader of this email is not the intended recipient or agent responsible
for delivering or copying this communication and attachments, you are
hereby notified that any retention, dissemination, distribution, or
copying of this communication and any attachments is strictly
prohibited. If you have received this communication in error, please
reply to the sender that you received it in error, then delete it. Thank
you for your cooperation.
Citation
Don Foley, “Re: Liability Insurance,” Digital Resource Foundation for Orthotics and Prosthetics, accessed November 2, 2024, https://library.drfop.org/items/show/226908.
